→ ILSPT (08) - Basic English Vocabulary For Banking And Finance → Начать обучение / Скачать MP3 карточки

Вопрос		Ответ
bank statement начать обучение		a record of the money put into and removed from a bank account (wyciąg z konta)
low/high-interest overdraft начать обучение		if you have an overdraft, you have taken more money out of your bank account than you had in it (nisko-/wysokooprocentowany kredyt/debet)
interest начать обучение		the extra money that you must pay to a bank, company, etc which has lent you money (oprocentowanie/odsetki)
in credit account начать обучение		account with no charges (ponad kreską/na plusie)
overdrawn (account) начать обучение		if you are overdrawn, you have taken more money out of your bank account than you had in it (zadłużony)
to clear (cheques) начать обучение		if a cheque (= printed paper used to pay for things) clears, the money goes from one person's bank account to another person's bank account (zaksięgowane)
counterfoil начать обучение		a section able to be detached or removed from a cheque/check etc and kept by the giver as a receipt (folia przeciwbieżna)
banker's draft начать обучение		a written order for money to be paid by a bank, especially to another bank (weksel bankierski)
overdraft facility начать обучение		a feature of a bank account that allows a customer to temporarily owe money to the bank kredyt w rachunku bieżącym)
overdraft limit начать обучение		the largest amount of money that a bank allows you to borrow from them (dopuszczalny limit debetu)
banker's reference начать обучение		a statement from a customer which proves that he/she is likely to be able to pay back a loan, etc. (referencja bankowa)
creditworthy начать обучение		has enough money or property for banks and other organizations to be willing to lend them money (posiadający zdolność kredytową)
standing orders начать обучение		regular automatic payments of the same amount (zlecenia stałe)
direct debits начать обучение		regular automatic payments of varying amounts (polecenia zapłaty)
withdrawal начать обучение		when you take money out of a bank account (wypłata)
title deeds начать обучение		a document which proves who owns a property (tytuł/akt własności)
mortgage начать обучение		an agreement that allows you to borrow money from a bank or similar organization, especially in order to buy a house, or the amount of money itself (hipoteka)
repossession order начать обучение		a legal document that allows a bank or other company to repossess someone's house, car, etc. (nakaz przejęcia)
evicted начать обучение		someone forced to leave somewhere (eksmitowany)
last resort начать обучение		the only choice that remains after all others have been tried (w ostateczności)
mortgage holder начать обучение		mortgage borrower (posiadacz kredytu)
mortgaged up to the hilt начать обучение		when somebody's mortgage is the most they can possible afford (zadłużony po uszy)
negative equity начать обучение		a situation in which the value of a house has become less than the amount of money its owner borrowed in order to buy it (ujemny kapitał)
recipient начать обучение		a person or organization that receives something, such as money, a prize, etc. (świadczeniobiorca)
trustee начать обучение		a person, often one of a group, who controls property and/or money for another person or an organization (powiernik)
pension fund начать обучение		money that employees of a company pay regularly to be invested to provide them with a pension when they are older (fundusz emerytalny)
lump sum начать обучение		an amount of money that is paid in one large amount on one occasion (kwota ryczałtowa)
annuity начать обучение		you pay a lump sum, and receive regular payments for the rest of your life (renta)
life insurance начать обучение		your beneficiaries receive money if you die young (ubezpieczenie na życie)
life assurance начать обучение		your beneficiaries receive money when you die (ubezpieczenie na życie)
endowment assurance начать обучение		you receive a lump sum on a certain date (or earlier if you die) (zabezpieczenie kapitałowe)
endowment mortgage начать обучение		you borrow money to buy a house. Many years later, your endowment repays the loan (kredyt hipoteczny na dożycie)
private health insurance начать обучение		your private hospital bills are paid (prywatne ubezpieczenie zdrowotne)
sickness insurance начать обучение		if you're to ill to work, you receive payments (ubezpieczenie chorobowe)
equity release scheme начать обучение		you borrow money. When you die, your house is sold to repay the loan (program uwalniania kapitału)
insurance adjuster начать обучение		a person whose job is to check facts and information relating to an insurance claim and to decide how much money the insurance company should pay (rzeczoznawca ds. ubezpieczeń)
underwriter начать обучение		a person or company that sells insurance policies (ubezpieczyciel)
cover note начать обучение		a document that proves you have insurance while the policy is being processed (dowód ubezpieczenia)
insurer начать обучение		a person or company that insures someone or something (ubezpieczyciel)
insured / policyholder начать обучение		a person who has taken out insurance cover (ubezpieczony)
bill of lading начать обучение		a detailed list of ship's cargo (list przewozowy)
import duty / tarrifs начать обучение		extra money paid when goods are imported (cło przewozowe/importowe; taryfy celne)
to defer (a payment) начать обучение		to agree on paying the payment later on (odroczyć)
letter of credit начать обучение		a letter from a bank allowing the person who has it to take a particular amount of money from a bank in another country (akredytywa)
to wire (money) начать обучение		to send money to a bank account (przelać)
remittance начать обучение		bank transfer (przekaz pieniężny)
tax heaven начать обучение		a country with very low taxes (raj podatkowy)
tax-payer начать обучение		someone who pay taxes (podatnik)
domiciled начать обучение		being legally resident (= living) in a place (zamieszkały)
beneficiary начать обучение		a person who receives an international payment (beneficjent)
income tax начать обучение		tax on earnings, profits from the investments and any other sources of personal income (podatek dochodowy)
capital gains tax начать обучение		tax on profits made by selling assets such as businesses, rented houses and shares (podatek od zysków kapitałowych)
Value Added Tax (VAT) начать обучение		Tax on goods and services. In Poland it is charged at 23%
stamp duty начать обучение		a tax on specific transactions. For example, in the UK, it is payable by the buyer of a house (opłata skarbowa)
wealth tax начать обучение		tax on assets (such as houses) payable in some countries, but not in the UK
inheritance tax начать обучение		tax on assets of a person who has died. Used to be called "death duties" (podatek od spadku)
corporation tax начать обучение		in the UK, this is the name for the tax paid by companies (podatek dochodowy od osób prawnych)
tax relief начать обучение		liability for capital gains is reduced by 7.5 % for each year of ownership of the asset (ulga podatkowa)
tax break начать обучение		from April 6th next year, theatres will not have to pay tax on profits below 20.000 pounds (ulga podatkowa)
tax exile начать обучение		Ms Brown is British, but save tax she lives in Monaco (emigrant podatkowy)
direct taxation начать обучение		income tax (opodatkowanie bezpośrednie)
indirect taxation начать обучение		VAT (podatek pośredni)
tax avoidance начать обучение		Ms Smith pays an accountant to find lega ways to reduce her tax liability (unikanie opodatkowania)
tax evasion начать обучение		Mr Jones made a profit of 100.000 pounds from selling a business, but didn't declare it to the Inland Revenue (uchylanie się od podatku)
tax free начать обучение		no tax is payable on winnings from the National Lottery (zwolnienie z podatku)
tax loophole начать обучение		a legal provision that allows individuals or companies to reduce their tax liability in unintended ways (luka podatkowa)
tax brackets начать обучение		a range of similar incomes used to calculate the rate of income tax that people must pay (progi podatkowe)
tax incentive начать обучение		a reduction in taxes that encourages companies or people to do something that will help the country's economy (zachęta podatkowa)
tax rebate начать обучение		tax refund (zwrot podatku)

ILSPT (08) - Basic English Vocabulary for Banking and Finance

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